Get Answers About Flood Insurance
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What is the most important type of Insurance?
Which is more important, car insurance, health insurance, fire insurance, flood insurance, or what?
Answered 10/15/2011 | Answer This | 14 Answers | See Question
Would you buy a house in a flood-prone area?
In my area you can save $60,000 to $100,000 by buying a house near a river. But then you have to buy more expensive flood insurance and still deal with a flood every five years or so. Would you make this trade-off?
Answered 10/3/2011 | Answer This | 4 Answers | See Question
Is flood insurance required in california?
Asked 1/21/2011 | Answer This | 0 Answers | See Question
How much flood insurance is required?
Asked 1/15/2011 | Answer This | 0 Answers | See Question
Is there a way I can appeal FEMA flood plain map?
Jan 2009 FEMA decided to change it's flood plain map in our area. We have lived in this house for nearly 25 years (Mazomanie township, Dane County Wisconsin) and despite local heavy flooding in 1994, 2008...
Asked 1/14/2011 | Answer This | 0 Answers | See Question
How important is flood insurance to a homeowner not located in a flood zone?
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Answered 10/26/2010 | Answer This | 1 Answer | See Question
Does the government subsidize flood insurance?
Asked 8/8/2010 | Answer This | 0 Answers | See Question
The appraiser indicated at this time that it was n ot in a flood zone. A year went by and I needed to borrow some more money. The bank sent the appraiser back out and he still indicated that it was not in a...
Answered 5/6/2010 | Answer This | 1 Answer | See Question
Asked 5/5/2010 | Answer This | 0 Answers | See Question
Flood insurance how much do i need?
Asked 4/27/2010 | Answer This | 0 Answers | See Question
What does flood insurance cover?
Asked 4/26/2010 | Answer This | 0 Answers | See Question
Us Military SGT, started process to purchase townhouse through VA loan in Liberty County Georgia. Was suppose to close the dal on Dec. 30, 2008. Real Estate giving me the " run around", I turned in all...
Answered 4/6/2010 | Answer This | 2 Answers | See Question
Is it illegal for a mortgage company to demand flood insurance for more than what they are owed?
My mortgage was sold. The new mortage company is demanding flood insurance for the replacement value of my home and not just for the mortage amount. Is this legal? How can I fight this?
Asked 2/10/2010 | Answer This | 0 Answers | See Question
It. Our mortgage was sold the day we signed to chase. In our contract there was a certificate from vist bank saying we were not in a flood zone. If we were we would never have signed the contract, because our payments...
Answered 5/10/2009 | Answer This | 1 Answer | See Question
I called GEICO, they told me that flood insurance is only available through FEMA ($180/yr - everybody pays the same). A "flood event" is defined as water that covers two acres; water that damages your...
Answered 3/26/2008 | View Answer | See Question
How to drop a flood insurance.?
I own a commecial building in A8 flood zone and I have a mortgage that stipulates flood insurance. My flood insurance is abot $4000 a year, and rents are falling. Is there any way I can talk lender into dropping...
Answered 2/8/2009 | View Answer | See Question
We're looking at houses in an area of Tampa/St Pete and know we'll need flood insurance. We have flood insurance on our property, as we current rent, and the insurance agent advised you don't have to...
Answered 7/7/2009 | View Answer | See Question
Will the poor people who have suffered Flood Damage have a problem with the Insurance Companies. I ask this question because a Friend of mine had Gazebo wrecked in recent storm. Insurance Company refused payment...
Answered 6/26/2007 | View Answer | See Question
Is it okay if the homeowner's insurance and the flood insurance are from two different companys?
My husband and I are purchasing our first home, which is a starter home, and a condo. The homeowner's insurance we have is through the same company as our auto insurance but the flood insurance from that company...
Answered 3/20/2010 | View Answer | See Question
Can a bank change after buying out our mortgage demand for us to purchase more flood insurance?
We had refinanced a year ago and it was determined at that time we needed more flood insurance coverage to cover the amount of the loan. We got the additional insurance, then our mortgage was sold. 9 months later...
Answered 10/11/2006 | View Answer | See Question
Do you know where i can get a flood zone determination and flood insurance quote in ca?
If you are looking for more information on FEMA's recent flood map changes in oxnard California where can you find it? Im interested in some type of flood zone determination and a quote. My insurance agent...
Answered 11/12/2009 | View Answer | See Question
Can i sue my insurance company for flood insurance?
We recently had a flood in our full basement. There was 3 inches of water covering the entire floor. The reason was our sub pump died and we had massive rain. We contacted our insurance company and they said that...
Answered 9/4/2007 | View Answer | See Question
What is the deal with flood insurance?
I heard that if you live on a flood plain, you cant get flood insurance. That makes no sense. Can someone break it down for me?
Answered 10/2/2007 | View Answer | See Question
Why does fema require flood insurance when your house is not located in a flood zone?
I recently applied for a second mortgage. Loan approved pending flood insurance. My first mortage did not require flood insurance since my home is not in a flood zone. Loan company said that FEMA stated that...
Answered 11/27/2006 | View Answer | See Question
How to avoid fema flood insurance program by our mortgage co.?
I live in a desert, doesnot flood but their maps show in a flood plain. Have lived here for 6 years and from the beginning never needed flood insurance, but now mortgage company is ordered to charge for it by FEMA...
Answered 6/16/2009 | View Answer | See Question
Can i buy flood insurance on a rental house?
I live near Houston, Texas and I have regular renter's insurance. It doesn't cover flood or wind. Can I get supplemental wind and flood insurance if it's just a rental house, not owned? Yes, I mean...
Answered 7/11/2007 | View Answer | See Question
Do i have to have my flood insurance cover the amount equal to the cost of my new home?
Can I just pick the lowest amount of coverage? Say my home costs 72,000 can I get the insurance that will cover up to 35,000 in damage to the building? I have to have flood insurace if I buy this house because...
Answered 1/18/2007 | View Answer | See Question
Why is flood insurance not part of a standard homeowner's policy?
There are lots of other risks I can buy a rider for - sewer back-up, earthquake - but not for flood. What was the original rationale for carving out flood as a risk that would not be handled by private insurers,...
Answered 3/30/2009 | View Answer | See Question
If my house is over 100 years old and has never had a flood, do i have to have flood insurance?
I thought I heard somewhere that if my house is over 100 years old and has never had a flood, that if it does flood my homeowners insurance is supposed to cover any flood damage. If anyone knows anything about...
Answered 5/6/2010 | View Answer | See Question
How long does it take to get flood insurance?
I am buying a home and someone just told me it will take 10-15 days to get flood insurance. Something about having to look at elevation maps, etc. Is this true?
Answered 8/9/2007 | View Answer | See Question
How much does flood insurance cost?
How much does flood insurance cost, as well as wind insurance?
Answered 1/2/2008 | View Answer | See Question
How can one avoid paying flood insurance?
Suppose your bank makes you buy flood insurance, but you don't want to pay the extra thousands of dollars?
Answered 9/9/2008 | View Answer | See Question
Can i purchase national flood insurance directly from the fema site?
Actually it's my bf. They recently declared him to be in a flood zone. He plans to challenge it, but was advised to buy it for now and if he won that it would be reimbursed. At any rate, we were wondering...
Answered 9/14/2009 | View Answer | See Question
Can a bank require more flood insurance than the mortgage is worth?
I have a 50k equity line of credit. I only owe 17k on it TOTAL. I have flood insurance for 50k but the bank is wanting me to up it to 105K. this would increase my premium to 2500 a year instead of the 650. i am...
Answered 5/28/2008 | View Answer | See Question
How much flood insurance should i buy?
If I'm going to buy flood insurance, how much coverage should I get with respect to the value of my house and belongings? Is there any kind of rule of thumb for coverage? BTW, I'm not required to get it,...
Answered 11/16/2007 | View Answer | See Question
Should the government continue to subsidize some flood insurance, as they do under the Emergency Plan? (and why of course) links regarding the topic would be helpful as well. thanks.
Answered 3/26/2009 | View Answer | See Question
I mean really if there is no water in the water table and the lakes are dry why should you have to pay for flood insurance. How about t he fact that in inland areas of Florida You have to have flood insurance even...
Answered 6/24/2009 | View Answer | See Question
Does anyone know which company offers cheap flood insurance in massachusetts?
And is it true that flood insurance companies all offer the same rate? I tried searching for this information on google, but nothing really helps. If anyone knows, I really appreciate your answer. Thanks.
Answered 9/23/2009 | View Answer | See Question
Why should i have to pay for flood insurance for people who choose to live in a flood plain?
Private insurers refuse to give flood insurance to people who live in flood plains. Yet people keep moving there. So the federal government funds flood insurance. When will we end this socialism? http://www.fema.gov/business/nfip/
Answered 11/13/2009 | View Answer | See Question
Flood insurance premiums are killing me. how can i get out of that?
I live in Southern Arizona. Why should I pay for flood insurance if there is not a whole lot of rain in this part of the country ?
Answered 6/11/2009 | View Answer | See Question
How much is flood insurance? and who is it that is used?
Ok so Im doing a project and I have searched everywhere and they keep telling me to give all this information and I just dont want to be cause its a school project! So anyway can anyone tell me how much flood insurance...
Answered 5/2/2008 | View Answer | See Question
Do flood insurance policies vary in price from agent to agent?
Or is every insurance agency going to quote you the same because flood insurance is based on national rules and regulations?
Answered 3/6/2009 | View Answer | See Question
Flood zone c, does the mortgage company require insurance?
I know with Zone X, the home owner isn't required to have flood insurance by the mortgage company. What about Zone C?
Answered 3/8/2009 | View Answer | See Question
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