Get Answers About Fema Flood Insurance
Featured Questions (Ask a New Question)
How to avoid fema flood insurance program by our mortgage co.?
I live in a desert, doesnot flood but their maps show in a flood plain. Have lived here for 6 years and from the beginning never needed flood insurance, but now mortgage company is ordered to charge for it by FEMA...
Answered 6/16/2009 | View Answer | See Question
Why does fema require flood insurance when your house is not located in a flood zone?
I recently applied for a second mortgage. Loan approved pending flood insurance. My first mortage did not require flood insurance since my home is not in a flood zone. Loan company said that FEMA stated that...
Answered 11/27/2006 | View Answer | See Question
How do you apply for fema flood insurance?
WE liv ein New Jersey, Mercer County, and we are having problems finding the application site! Can some1 show use the site please?
Answered 8/19/2008 | View Answer | See Question
Can i purchase national flood insurance directly from the fema site?
Actually it's my bf. They recently declared him to be in a flood zone. He plans to challenge it, but was advised to buy it for now and if he won that it would be reimbursed. At any rate, we were wondering...
Answered 9/14/2009 | View Answer | See Question
Whats the point of this thing? Any reason I should or should not return the form? Considering the influence that insurance companies have on our government, Im suspecious that this is about insurance companies...
Answered 9/28/2008 | View Answer | See Question
Our flood insurance is worthless because of fema?
Hi, my family and I were one of the many who lost their homes in the Nashville flood over this last weekend. Luckily, we were in a flood zone and so have flood insurance. However, apparently now that FEMA is coming...
Answered 5/6/2010 | View Answer | See Question
Do you know where i can get a flood zone determination and flood insurance quote in ca?
If you are looking for more information on FEMA's recent flood map changes in oxnard California where can you find it? Im interested in some type of flood zone determination and a quote. My insurance agent...
Answered 11/12/2009 | View Answer | See Question
Do i need flood insurance for my condo unit or the building as a whole?
My mortgage company recently sent a letter stating that we need to provide proof of flood insurance. Fema has now declared my address is in a flood plain. Wouldn't the building need to be insured not just...
Answered 10/14/2008 | View Answer | See Question
Can i still purchase flood insurance if i received aid from fema?
Answered 6/27/2008 | View Answer | See Question
How do lenders check existing loans to see if they fall into the new FEMA flood plains, or do they only have resources to apply flood plain checks to new loans?
Answered 8/20/2008 | View Answer | See Question
We're looking at houses in an area of Tampa/St Pete and know we'll need flood insurance. We have flood insurance on our property, as we current rent, and the insurance agent advised you don't have to...
Answered 7/7/2009 | View Answer | See Question
Can you legally be charged for flood insurance for a period 3 years in the past?
My mortgage company recently notified me that I am now required to have flood insurance due to the new FEMA remapping of my neighborhood. What I didn't notice at first is that the letter was dated for this...
Answered 2/8/2007 | View Answer | See Question
Why should i have to pay for flood insurance for people who choose to live in a flood plain?
Private insurers refuse to give flood insurance to people who live in flood plains. Yet people keep moving there. So the federal government funds flood insurance. When will we end this socialism? http://www.fema.gov/business/nfip/
Answered 11/13/2009 | View Answer | See Question
FEMA updated the flood map in Gates Town Rochester NY, so the residents require to buy the flood insurance, i occupied there many year and don't own any mortgage from the bank and now i'm in high risk flood...
Answered 12/14/2008 | View Answer | See Question
Why is there a 30 day waiting period before a flood insurance policy goes into effect?
I know that if it's not lender (aka mortgage company) required because of your flood zone and if you currently DO NOT have a flood policy then you have to wait 30 days....but why? What's FEMA's reasoning...
Answered 3/2/2009 | View Answer | See Question
I called GEICO, they told me that flood insurance is only available through FEMA ($180/yr - everybody pays the same). A "flood event" is defined as water that covers two acres; water that damages your...
Answered 3/26/2008 | View Answer | See Question
Where can i find more information on flood insurance in ca?
There is large portion of the population that does not know much about flood insurance. Let alone what FEMA is doing to thousands of California Property owners. FEMA is re-mapping several communities within the...
Answered 11/24/2009 | View Answer | See Question
Flood insurance (possible mortgage scam?)?
I put an offer on a house in a high risk flood plain, knowing that we would have to carry flood insurance. We had checked the FEMA website offering gov't insurance and got an estimate that put the payment around...
Answered 3/7/2008 | View Answer | See Question
Flood insurance -- how to dispute?
I've owned my home for over a year (well the bank has owned it :) ) and I received a letter in the mail stating that I am now located in a flood plain and will be required to carry flood insurance. Is there...
Answered 1/24/2009 | View Answer | See Question
I just read of the flooding in Houston County, Minnesota, where one couple's retirement home was swept away by a mudslide. They had no insurance because it's only available from FEMA and only if they had...
Answered 8/23/2007 | View Answer | See Question
Flood elevation certificate / fema lomr?
In 2005, I bought a home that was nearby a creek. However, in the escrow disclosures for the property, it was stated the City had renovated the creek and the property was outside FEMA's flood zones. I have...
Answered 10/8/2009 | View Answer | See Question
If the people in iowa do not have flood insurance, are they simply out-of-luck?
Or will FEMA come in and bail them out, hopefully doing a better job with the victims then they did with the Katrina victims.
Answered 6/24/2008 | View Answer | See Question
Should the government pay to rebuild peoples houses in the midwest who did not have flood insurance?
"Communities protected by the 52-mile Sny levee, along the Mississippi River near Quincy, Ill., worked hard to persuade FEMA in 2004 to accredit the levee..." This is a complicated issue. Levees were...
Answered 6/20/2008 | View Answer | See Question
Fema 100 year flood plain lines - does anyone know on what basis they are remapped every 5 years?
When we bought our house, we have a survey done to show that our house was OUTSIDE the 100 year flood plain. 6 years later, our insurance company wants us to get flood insurance because now our property is COMPLETELY...
Answered 11/1/2007 | View Answer | See Question
My realtor says that the house that I am purchasing is in a flood zone but not in a FEMA flood zone...... Does that still count? Will I still have to get flood insurance? and what document can I look in that shows...
Answered 4/22/2010 | View Answer | See Question
If 3ft of an unfinished basement of a house is in a flood plain how much insurance is required?
The recently redrawn flood maps show the flood event elevation being 107 and my basement is at 103.5. The basement is unfinished with the only value being the furnace and the hot water heater. My lender on my...
Answered 3/4/2009 | View Answer | See Question
Fema is supposed to remap the flood zones in nebraska this year when will this be done?
There is a house I want to buy in a flood zone but once the remapping is done my realtor told me the house will no longer be in a flood zone. Does anyone know when this will happen. I like the house but the stupid...
Answered 1/17/2007 | View Answer | See Question
Do all lenders get flood zone data from the same place?
i am in the process of getting a mortgage and my lender says FEMA has reported my property as being in a flood plain. The builder knew this and built up the land and had elevations done to show that the house...
Answered 7/29/2007 | View Answer | See Question
What good does it do to pay for a flood cirtification at the time of a refinace?
WE DID A REFIANCE ABOUT 13 MONTHS AGO. MY FIRST DOES NOT REQUIRE FLOOD INSURANCE, NOW MY SECOND HAS SAID THAT IT IS A REQUIREMENT. I HAVE THE PAPERWORK FROM BOTH THE FIRST AND SECOND THAT SHOWS THAT THERE WAS A...
Answered 3/9/2007 | View Answer | See Question
Ask A Question
Ask a new question about
Flood Insurance: