Get Answers About Flood Insurance Companies
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I called GEICO, they told me that flood insurance is only available through FEMA ($180/yr - everybody pays the same). A "flood event" is defined as water that covers two acres; water that damages your...
Answered 3/26/2008 | View Answer | See Question
Will the poor people who have suffered Flood Damage have a problem with the Insurance Companies. I ask this question because a Friend of mine had Gazebo wrecked in recent storm. Insurance Company refused payment...
Answered 6/26/2007 | View Answer | See Question
Is it okay if the homeowner's insurance and the flood insurance are from two different companys?
My husband and I are purchasing our first home, which is a starter home, and a condo. The homeowner's insurance we have is through the same company as our auto insurance but the flood insurance from that company...
Answered 3/20/2010 | View Answer | See Question
Does anyone know which company offers cheap flood insurance in massachusetts?
And is it true that flood insurance companies all offer the same rate? I tried searching for this information on google, but nothing really helps. If anyone knows, I really appreciate your answer. Thanks.
Answered 9/23/2009 | View Answer | See Question
Can i sue my insurance company for flood insurance?
We recently had a flood in our full basement. There was 3 inches of water covering the entire floor. The reason was our sub pump died and we had massive rain. We contacted our insurance company and they said that...
Answered 9/4/2007 | View Answer | See Question
Why does fema require flood insurance when your house is not located in a flood zone?
I recently applied for a second mortgage. Loan approved pending flood insurance. My first mortage did not require flood insurance since my home is not in a flood zone. Loan company said that FEMA stated that...
Answered 11/27/2006 | View Answer | See Question
How to avoid fema flood insurance program by our mortgage co.?
I live in a desert, doesnot flood but their maps show in a flood plain. Have lived here for 6 years and from the beginning never needed flood insurance, but now mortgage company is ordered to charge for it by FEMA...
Answered 6/16/2009 | View Answer | See Question
Can i purchase national flood insurance directly from the fema site?
Actually it's my bf. They recently declared him to be in a flood zone. He plans to challenge it, but was advised to buy it for now and if he won that it would be reimbursed. At any rate, we were wondering...
Answered 9/14/2009 | View Answer | See Question
Flood zone c, does the mortgage company require insurance?
I know with Zone X, the home owner isn't required to have flood insurance by the mortgage company. What about Zone C?
Answered 3/8/2009 | View Answer | See Question
How much is flood insurance? and who is it that is used?
Ok so Im doing a project and I have searched everywhere and they keep telling me to give all this information and I just dont want to be cause its a school project! So anyway can anyone tell me how much flood insurance...
Answered 5/2/2008 | View Answer | See Question
Whats the point of this thing? Any reason I should or should not return the form? Considering the influence that insurance companies have on our government, Im suspecious that this is about insurance companies...
Answered 9/28/2008 | View Answer | See Question
Can you legally be charged for flood insurance for a period 3 years in the past?
My mortgage company recently notified me that I am now required to have flood insurance due to the new FEMA remapping of my neighborhood. What I didn't notice at first is that the letter was dated for this...
Answered 2/8/2007 | View Answer | See Question
Do i have to get flood insurance? my mortgage company sent me a letter?
I got a letter from my mtg company saying flood coverage is required. Apparently, I'm in Zone A. What can I do about this? I can't afford hundreds in additional premiums - I already have to shell out for...
Answered 5/24/2007 | View Answer | See Question
If you have no flood insurance, and your friend helps you with the basement and is injured as a result, what is the proximate cause? I would gues that the idea is that a person gets hurt on your property, period....
Answered 4/17/2007 | View Answer | See Question
Why is there a 30 day waiting period before a flood insurance policy goes into effect?
I know that if it's not lender (aka mortgage company) required because of your flood zone and if you currently DO NOT have a flood policy then you have to wait 30 days....but why? What's FEMA's reasoning...
Answered 3/2/2009 | View Answer | See Question
Will flood insurance companies ever pay what they owe in la. for katrina?
Answered 1/27/2006 | View Answer | See Question
If you have a flood insurance policy, do you carry flood contents insurance?
I was advised this week that my house is now in a "Flood Zone A" and my mortgage company is requiring flood insurance. I contacted my home/car insurance company and asked for a quote. My house is 1...
Answered 1/24/2008 | View Answer | See Question
Cheapest and best flood insurance?
I live in Az and was told my townhome was is in a flood zone and I need flood insurance. How much does this cost and wheres the cheapest place to get it. Another guy in the unit next to me said his mortgage company...
Answered 10/11/2009 | View Answer | See Question
My mortgage company says I need flood insurance. I apparently live in an flood zone A here in Illinois. Most companies I call say I need an "elevation certificate" to get flood coverage. This is EXPENSIVE!...
Answered 11/9/2009 | View Answer | See Question
Flood insurance (possible mortgage scam?)?
I put an offer on a house in a high risk flood plain, knowing that we would have to carry flood insurance. We had checked the FEMA website offering gov't insurance and got an estimate that put the payment around...
Answered 3/7/2008 | View Answer | See Question
What company has the best prices for flood insurance?
Answered 3/16/2007 | View Answer | See Question
Can a mobile home company take your trailer for not adding flood insurance?
Answered 10/2/2007 | View Answer | See Question
Our flood insurance is worthless because of fema?
Hi, my family and I were one of the many who lost their homes in the Nashville flood over this last weekend. Luckily, we were in a flood zone and so have flood insurance. However, apparently now that FEMA is coming...
Answered 5/6/2010 | View Answer | See Question
Do i need flood insurance for my condo unit or the building as a whole?
My mortgage company recently sent a letter stating that we need to provide proof of flood insurance. Fema has now declared my address is in a flood plain. Wouldn't the building need to be insured not just...
Answered 10/14/2008 | View Answer | See Question
Now the insurance company wont pay damage what I do ???
Answered 2/1/2009 | View Answer | See Question
How are insurance companies legal?
You pay premiums for insurance but the second you get into a wreck, what happened to all that money i had paid before? Why are my rates going higher, i thought that is why i am paying for insurance for the eventual...
Answered 8/22/2006 | View Answer | See Question
How will not allowing insurance companies to reject people for existing conditions work?
Im not a fan of insurance but isn't this practice necessary so that the pool of people isn't bankrupted? If your home floods, you can't run out and buy flood insurance so someone else pays, I know...
Answered 9/10/2009 | View Answer | See Question
Questions about being in a flood zone and insurance?
We have to get flood insurance, but I am wondering if being in that flood zone will change our home owners insurance in anyway. For example, we are getting a *very rough* estimate from the lender of $80/month...
Answered 3/12/2010 | View Answer | See Question
Last year the bottom floor of my house got flooded because the storm drain on our block was clogged with leaves and debris and it rained very hard. I'm scared it will happen again and looked for insurance...
Answered 10/28/2008 | View Answer | See Question
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